An interest bearing account with limited check writing.

Requirements and Restrictions

• A minimum balance of $1,000.00 required to open the account and avoid a monthly maintenance service charge
• Transactions limited to six withdrawals per statement cycle, with no more than three payable to a third party by check or debit card
  

Benefits

• Unlimited deposits and in-person withdrawals, plus up to three checks per month at no charge
• Interest is earned regardless of account balance
• Imaged account statements for convenient delivery and record retention
• Complimentary binder for indexed storage of account information
• FREE secure electronic access to account statements
• FREE convenient 24 hour telephonic access to account information
• FREE online banking for management of account funds
• FREE bill payment through First State Bank of Bedias Internet Banking

Fees

• Monthly maintenance service charge is waived if the daily minimum balance is met. Otherwise, $12.00 per statement cycle
• A $3.00 per item service charge is imposed for withdrawals in excess of account limitations
• An optional e-mail notification service charge of $1.00 for unlimited number of e-mail notifications of debit card transactions
• Foreign ATM charges apply