Electronic Checking Account

A non-interest bearing account with unlimited check writing and no minimum balance requirement.

Requirements and Restrictions

  • A minimum deposit of $100.00 is required to open the account

  • Electronic delivery of account statement is required


  • No minimum balance requirement
  • Unlimited transactions
  • No charge per item
  • FREE ATM or debit card
  • E-mail notification of debit card transactions upon customer request
  • Imaged account statements for convenience of delivery and record retention
  • Complimentary binder for indexed storage of account statements
  • FREE Convenient 24 hour telephonic access to account information
  • FREE online banking for management of account funds
  • Access to online bill payment through First State Bank of Bedias Internet Banking


  • Monthly maintenance service charge of $7.00 is imposed regardless of balance
  • An optional e-mail notification service charge of $1.00 for unlimited number of e-mail notifications of debit card transactions
  • Foreign ATM charges apply