Standard Checking Account

A non-interest bearing account with unlimited check writing.

Requirements and Restrictions

  • A minimum balance of $100.00 is required to open the account.


  • Unlimited transactions
  • No charge per item
  • ATM or debit card access to account funds
  • E-mail notification of debit card transactions upon customer request
  • Imaged account statements for convenience of delivery and record retention
  • Complimentary binder for indexed storage of account statements
  • FREE secure electronic access to account statements
  • FREE convenient 24 hour telephonic access to account information
  • FREE online banking for management of account funds
  • Access to online bill payment through First State Bank of Bedias Internet Banking


  • Monthly maintenance service charge is waived if the daily minimum balance of $500.00 is met. Otherwise, $12.00 per statement cycle
  • An optional e-mail notification service charge of $1.00 for unlimited number of e-mail notifications of debit card transactions
  • Foreign ATM charges apply