Standard Savings Account

An account that compounds interest quarterly.

Requirements and Restrictions

  • A minimum balance of $100.00 required to open the account and avoid a monthly maintenance service charge

  • During any month, you may not make more than six withdrawals or transfers to another bank account of yours or to a third party by means of a pre-authorized, automatic transfer or telephonic order or instruction, whether initiated by check, draft, debit card, if applicable, or similar order to a third party.  This includes online banking account transfers and bill payments.  If you exceed the transfer limitations set forth above in any statement period, your account will be subject to closure by the financial institution.


  • Interest is earned on the account regardless of balance

  • Unlimited transactions if made in person

  • Conveniently separates savings from customer's daily transactions


  • Monthly maintenance service charge is waived if the daily minimum balance is met

  • If your balance falls below $100.00 on any day in the quarter, your account will be subject to a $4.00 Service Charge Assessed (Quarterly Maintenance) for that quarter


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